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Personal Income Protection
Personal Income Protection
One of life’s greatest risks involves contracting an illness, having an accident or suffering some form of incapacity that results in an inability to generate an income. Those employed at large companies will often benefit from a scheme or cover offered by their employer – for everyone else there is a need to consider private protection.
The needs are obvious – the bills still come in, the mortgage needs paying and the kids need feeding and clothing. And, in terms of probability, each of us is four times more likely to suffer some form of long-term incapacity before age 65, compared to dying.
Key areas of consideration include:
Protecting the income for a sole income generator within a family;
Protecting the income for the director of a small or medium sized business.
Planning is relatively cheap and easy. To consider this area further 1st Option Financial Consultants Limited suggest that you
click here
for the Financial Services Authorities guidance notes and then
contact us
.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Next Steps
To find out more call the 1st Option help desk on
0800 089 0110
or
contact us
via the website.
Calls to this number will be free from most UK landlines; mobile costs will vary.
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