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Regular Savings
Regular Savings
The ability to make regular savings usually arises from a surplus of income each month. This surplus can, of course, simply build up in a current bank account such that it becomes a lump sum available for investment. This usually offers a poor investment return and most clients are advised to consider switching the monthly surplus directly into a suitable savings plan.
In starting such savings you should consider issues like:
What access you would like for the money?
How long do you want to invest for?
Are you are prepared to accept a fall in the value of the investment?
How much income you need from the investment?
How diverse to you want to make the portfolio?
The Guides relating to ‘
Understanding Investment Areas
’ and ‘Understanding Investment Risk’ will help you with this planning.
The value of your investment can go down as well as up and you may not get back the full amount invested.
Next Steps
To find out more call the 1st Option help desk on
0800 089 0110
or
contact us via the website
.
Calls to this number will be free from most UK landlines; mobile costs will vary.